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1st Legal Services in San Javier, First Legal services specialists in mortgage issues, conveyancing, wills, Tax services and more...
Home visits throughout San Javier, Los Alcazares, San Pedro and all areas Murcia with a mission to provide the best possible legal and tax solutions at the minimum possible inconvenience
1st Legal is a reputable English-speaking solicitors’ firm with offices based in San Javier, where they provide an extensive range of legal, tax and other services for all of those living or intending to live in the Mar Menor area, the Costa Cálida and the southern Costa Blanca. The commitment to making life as easy as possible for clients is such that the firm is happy to arrange meetings in the privacy of your clients’ homes rather than in the office on request.
As well as English, the staff at 1st Legal speak Flemish, French and German.
Among the services offered are the following:
Property purchases and conveyancing: the staff at 1st Legal are happy to give general advice for non-Spanish buyers, but on a more detailed level also help with all of the steps along the way towards buying a home in Spain. For instance, they carry out checks to ensure that a property is free from charges and fully legal, and follow the process through right up to accompanying or representing the buyer (with power of attorney) to sign the deeds before a notary.
Mortgage re-negotiation and dealing with banks: 1st Legal negotiate with banks to arrange mortgages and can also help to resolve mortgage issues such as those related to interest rate “floor clauses”.
Probate and wills: 1st Legal offer a quick and effective probate service to non-Spaniards dealing with assets and inheritance tax in Spain, and in addition help UK clients to make a will easily and without fuss.
Financial advice: guidance in the fields of business planning, investment portfolio design, retirement planning and general accountancy.
Tax Services: income tax, wealth tax, capital gains tax, property transfer tax, VAT, inheritance tax, etc.
Family law: assistance is given with divorce proceedings, civil partnerships, separation agreements, child maintenance agreements, child access settlements and financial settlements.
Other services: NIE identity numbers, litigation and mediation services, insurance, car registration and even the best exchange rates!
Specialists in home conveyancing, wills and inheritance in the Mar Menor and the Costa Cálida
1st Legal is an English-speaking solicitors’ firm in San Javier, on the coast of the Mar Menor, and offers an impressive range of legal, tax and other services and the chance to arrange meetings in the privacy of your own home. This is indicative of their commitment not only to providing the best possible legal and tax solutions, but also to doing so while causing the minimum possible inconvenience to clients.
In addition to providing their services in English and Spanish, 1st Legal also employ Flemish, French and German speakers and aim to help clients in the Costa Cálida of as wide a variety of nationalities as possible.
Property purchases and conveyancing
Among the matters most commonly dealt with by 1st Legal are property sales and purchases and conveyancing, during which the multi-lingual staff not only provide general advice for non-Spanish buyers but also help at every step of the process of purchasing or selling a home in Spain. Prior to the sale being agreed, for example, they perform checks to ensure that the property is free from charges and fully legal, and then help to negotiate details such as the inclusion of furniture and/or white goods.
They can then either draft or review the pre-sale agreement and the deeds, suggesting changes where necessary and accompany the buyer to sign the deeds before a notary. Should the purchaser not be able to go to the notary, a power of attorney document can be created to allow 1st Legal to attend and sign in his or her name.
After completion 1st Legal also make sure that the property is correctly registered at the registry and organize and oversee the payment of all mandatory taxes.
Mortgages and bank negotiations
1st Legal are also experienced at liaising with banks to arrange mortgages and resolve any contentious mortgage issues, including the interest rate “floor clauses” which are included in many loan agreements but which have been ruled invalid by the European and Spanish courts.
Similarly, they are able to offer their services in situations where purchasers can no longer meet their mortgage repayment commitments and are immersed in foreclosure procedures, putting forward solutions which are satisfactory to both parties and which end with all outstanding debt being cancelled, including “Dación en Pago” and sale “con Quita”.
Wills, probate and inheritance tax
1st Legal strongly recommend that UK clients make a will to cover their assets in Spain, and make doing so an easy process, while at the same time offer a speedy and efficient probate service to non-Spaniards dealing with assets in Spain. All they need to receive is the appropriate paperwork and then the rest is up to them, right from the valuation of the estate to the distribution among beneficiaries.
An important complementary service in this area is the inheritance tax advice supplied by their multi-lingual staff.
Family law
The staff at 1st Legal can provide assistance with divorce, civil partnerships, separation agreements, child maintenance agreements, child access settlements and financial settlements.
Tax Services
Full tax accounting and advice regarding income tax, wealth tax, capital gains tax, property transfer tax, VAT and inheritance tax, among others.
Financial advice
The Financial Advice and Actuarial department of 1st Legal is able to provide valuable guidance in the fields of business planning, investment portfolio design, retirement planning and general accountancy.
Other services
1st Legal obtain NIE identity numbers for anyone who wishes to purchase a property or even just open a bank account in Spain without any need for the client to even come to this country.
They also provide a litigation and mediation service covering a wide range of issues, focussing typically on property disputes, contract disputes, damages claims and criminal litigation.
In addition, the firm collaborates with a reputable insurance company (home, car, civil liability, health, etc), can organize car registration in Spain, and works with a currency company to offer the best exchange rates.
Contact and further information
The 1st Legal office in San Javier is at Avenida de Balsicas nº 6, next to the roundabout at which the roads from Santiago de la Rivera, Murcia-San Javier airport, Pozo Aledo and the RM-1 motorway converge with the N-332.
Appointments, either in the office or at home, should be made by telephone on 868 064237.
Open from 10:00 to 19:00, Monday to Friday.
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