British citizens can still claim their government pension in Spain and the EU Pension information in Spain can sometimes be confusing for expats. That’s why it helps to have an explainer. Here..

Prior to Brexit, many people were trying get away with not declaring their taxes properly in Spain By Keith Littlewood, Blacktower International Financial Advisor   The Hacienda tax authority..

Spanish bureaucracy and constantly changing rules can be extremely frustrating, so where can you find straightforward help in plain English? By Keith Littlewood, Blacktower International Financial..

It’s important to know the value of choosing a financial adviser who is well-established in your local area By Keith Littlewood, Blacktower International Financial Advisor   This is the..

For many years people from the UK have been coming to Spain to live full or part time and in many cases it has been easy to avoid any disruption to the way Finances are managed. Some people have chosen..

This year will be my tenth anniversary of coming to live in Spain. Like many expats, over the years I have been impacted by frequent changes that have affected the way we live and the way we deal with..

Normal (Civil) and fiscal residency is the topic I get the most questions about. It is not my area of expertise, but this is the information you need.  Many people think that they are one and the same..

Best Income for Expats - Update Blacktower Financial Management (International) Limited Here is a brief resume of what is exactly available in the market place for investors and the rates you can expect..