More than 390 bank offices have disappeared across the Region since 2015, leaving some towns with no branches at all and growing concern for older residents Something as everyday as withdrawing cash..

The three-phase procedure will impact all autonomos in Spain who carried out work in 2024 The Treasury in Spain has this week started calculating self-employed workers' contributions for 2024..

With the season fast approaching, here’s a reminder of who can’t join in the fun - and some handy advice for those dreaming of striking it lucky It might still be early November, but Christmas..

Residential property tax held steady as Cartagena council renews its incentives for investment and job creation Cartagena’s City Council has approved its Fiscal Ordinances for 2025-2026, confirming..

Blacktower Financial Management can help transfer a UK pension to Spain for expats by Keith Littlewood, Blacktower Financial Management   The landscape of transferring UK pensions to Spain..

Make the most of your investments in Spain with professional advice by Keith Littlewood, Blacktower Financial Management   Investing in Spain offers a unique blend of opportunities and challenges..

If you want to ensure you have a prosperous New Year, then read on By Keith Littlewood, Blacktower International Financial Advisor   Next year, Blacktower will be conducting workshops..

Everything you need to know about transferring your private pension to QROPs When considering a move abroad, one important financial decision for prospective expatriates is how to handle their..

Many people have already found the benefits of making money with cryptocurrencies, but what should you do with that wealth once you’ve got it? Blacktower answers all your questions… By Keith..

British citizens can still claim their government pension in Spain and the EU Pension information in Spain can sometimes be confusing for expats. That’s why it helps to have an explainer. Here..

Prior to Brexit, many people were trying get away with not declaring their taxes properly in Spain By Keith Littlewood, Blacktower International Financial Advisor   The Hacienda tax authority..

Spanish bureaucracy and constantly changing rules can be extremely frustrating, so where can you find straightforward help in plain English? By Keith Littlewood, Blacktower International Financial..

For many years people from the UK have been coming to Spain to live full or part time and in many cases it has been easy to avoid any disruption to the way Finances are managed. Some people have chosen..

This year will be my tenth anniversary of coming to live in Spain. Like many expats, over the years I have been impacted by frequent changes that have affected the way we live and the way we deal with..

Normal (Civil) and fiscal residency is the topic I get the most questions about. It is not my area of expertise, but this is the information you need.  Many people think that they are one and the same..

Best Income for Expats - Update Blacktower Financial Management (International) Limited Here is a brief resume of what is exactly available in the market place for investors and the rates you can expect..