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More changes to pensions for self-employed workers to come in SpainSpain’s government has proposed that freelance workers who take partial retirement should have to wait an extra 5 years to claim 100% of their pension pot The government of Spain has put on the table a proposal to reform the partial retirement.. 09/04/2024

Foreign workers in Spain covered by Beckham Law cannot get tax breaks for IRPFThe special tax regime for foreign nationals working in Spain allows them to pay taxes as non-residents rather than personal income tax, so they are not eligible for some tax exemptions The governing body of Spain’s Ministry of Finance, the.. 15/03/2024

10 keys to financial fluency: Learn, save and invest with confidenceWant to know how to become financially stable? Use this time-honoured wisdom for savings and investment Financial fluency, also known as ‘financial literacy’, is generally thought of as the ability to understand and effectively use various..

Simple, professional Spanish Wills and Inheritance services from PALS Solicitor in Puerto de Mazarrón and La MangaA Spanish Will is essential whether you own various properties or have nothing more than a bank account in this country! Anyone who has been through bereavement and inheritance procedures, whether in Spain, the UK or any other country, will know how difficult..

Stay on top of your finances in 2024 with Blacktower Financial ManagementSign up today for a range of workshops run by your financial experts on the Costa Cálida Start the new year off on the right foot by getting your finances in order. At Blacktower Financial Management, an experienced team of financial advisors.. 12/02/2024

Get your finances up to date in 2024: Blacktower Financial ManagementIf you want to ensure you have a prosperous New Year, then read on By Keith Littlewood, Blacktower International Financial Advisor Next year, Blacktower will be conducting workshops in the Costa Calida area on the following subjects: &..

New book on the Secrets of Financial Planning in Spain aims to help investors in the Spanish marketRead Peter Dougherty’s ‘The Dougherty Code: Secrets of Financial Planning in Spain Revealed’ A new book published by Peter Dougherty, a Financial Planner for BISSAN Wealth Management in Spain and a Chartered Retirement Planning..

Retirement age in Spain is increasing: This will be the new Spanish retirement age in 2024Find out when you can retire in Spain with a full pension It seems, perversely, that with each passing year, retirement seems further and further away. For anyone who has worked in Spain and paid into their ‘Seguridad Social’ Social Security.. 29/09/2023

Deadline for expats to secure a full UK state pension extended Taxpayers now have until 5th April 2025 to fill gaps in their National Insurance record from April 2006 that may increase their State Pension – an extension of nearly 2 years – the government announced on June 12. Extending the voluntary National..

The best way to handle your pension when moving abroad, by BlacktowerEverything you need to know about transferring your private pension to QROPs When considering a move abroad, one important financial decision for prospective expatriates is how to handle their pension fund. Accumulated retirement savings hold significant..

Early retirement in Spain: the little-known benefit that lets you retire at 52Here’s how to ‘retire’ early in Spain if you become unemployed at the age of 52 Taking early retirement and moving to sunny Spain is a dream for many, but there’s actually a way to do it with a loophole in the Spanish pensions and..

Thinking of a sunny retirement in Spain? Make sure you’ve got an expat funeral plan.Thinking of a sunny retirement in Spain? Make sure you’ve got an expat funeral plan so you can kick back and relax knowing everything´s sorted. Spain is the perfect place to retire, thanks to the great weather, low cost of living and thriving..

Blacktower shares 3 steps to turn your cryptocurrency profits into an investment for your futureMany people have already found the benefits of making money with cryptocurrencies, but what should you do with that wealth once you’ve got it? Blacktower answers all your questions… By Keith Littlewood, Blacktower International Financial.. 11/02/2022

Becoming resident in Spain: what about taxes and finances?Prior to Brexit, many people were trying get away with not declaring their taxes properly in Spain By Keith Littlewood, Blacktower International Financial Advisor The Hacienda tax authority can see you’re living in Spain by looking.. 04/11/2021

Getting easy-to-understand financial advice in SpainSpanish bureaucracy and constantly changing rules can be extremely frustrating, so where can you find straightforward help in plain English? By Keith Littlewood, Blacktower International Financial Advisor I have been living in Spain now.. 20/10/2021

Important considerations to manage the financial Impact when moving to Spain. Blacktower Financial ManagementFor many years people from the UK have been coming to Spain to live full or part time and in many cases it has been easy to avoid any disruption to the way Finances are managed. Some people have chosen to become Spanish fiscal resident but others have.. 16/07/2021

Make savings when moving money to your Spanish bank accountAn essential part of many expats’ lives is moving your savings, wages, or pension from your country of origin to your Spanish bank account. If you use your bank to manage your currency transfers you could be losing out due to transfer fees.. 01/05/2020

Are you considering transferring your pension to Spain A pension transfer is not for everyone and there will be many factors to weigh up before making the decision to transfer from an existing scheme into a QROPS, SIPPs or other structure. However, a great deal of doubt remains about the long-term viability.. 15/02/2019

What products and rates available for Expats to acheive best income on investments.Best Income for Expats - Update Blacktower Financial Management (International) Limited Here is a brief resume of what is exactly available in the market place for investors and the rates you can expect to receive. Getting the best income possible from your..

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