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Health insurance with and without copayments: ASSSA health insurance

What’s the difference between insurance with copayments and insurance without copayments? And which is better?

We live in a time when the healthcare has become a priority. In this situation, health insurance plays a crucial role and when it comes to choosing a policy, it’s important to focus on all the terms and conditions in the contract, especially whether it has copayments or not.

When we talk about copayments, we refer to the amount that has to be paid by the policyholder each time he/she makes use of the medical services included in the policy. This amount is independent of the premium paid by the insurance.

Health insurance with copayments

Copayment is usually applied to GP and specialist consultations, diagnostic tests and therapeutic treatments and even to hospitalisations and emergencies. It can therefore result in a significant increase in the insurance cost.

The price of the copayment may vary depending on the medical service and the terms and conditions of the contract. Hospitalisations and advanced diagnostic tests normally involve a high copayment.

Health insurance without copayments

In this case, only the insurance premium has to be paid, thus giving peace of mind as no additional payments are requested to have access to the benefits and services guaranteed by the policy.

If you need private medical insurance to get a residence permit in Spain, having a policy without copayments is essential, as it is one of the requirements to get it.

ASSSA health insurance policies have no copayments, meaning there are no extra payments, after having paid the premium, to have access to all benefits included in the policy. Moreover, they have medical, surgical and hospital coverage.

ASSSA health insurance is the best investment for your health, as it is a policy without copayments and with lifetime guarantee of no cancellation and no premium increase due to age.

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Centro Comercial la Piramide, Local 9. Avda. Dr Meca, 109 Puerto de Mazarron
Ur Oasis C/ Penelope 110 , Los Narejos, Los Alcazares

Tel: Puerto de Mazarron +34 968 153 396 Los Alcazares +34 968 574 456

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Quality expat health insurance with unique customer care and after sales assistance in your language, wide selection of prestigious medical centres and guaranteed for life.

EXPAT HEALTH INSURANCE IN SPAIN

ASSSA is a company with more than 80 years of experience offering quality health insurance in Spain especially designed for expats.

ASSSA offers unique customer care and after sales assistance in your language at its local customer service offices and a wide selection of international prestigious medical centres close to you.

ASSSA Health Insurance Murcia To give you peace of mind, an ASSSA contract guarantees your policy will not be cancelled or your premium increased due to age.

ASSSA currently has available exceptional lifetime offers and discounts. Now is the ideal time to take out an ASSSA Health Insurance.

Invest in your health with ASSSA! Do not wait any longer and find out more about ASSSA Health Insurance.