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HOME > MURCIA LIFESTYLE > SURVIVING SPAIN, MONEY, LEGAL AND FINANCIAL MATTERS

MURCIA LIFESTYLE

Live Articles : 18

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Investing and Tax efficiency in Spain. Blacktower Financial Management Expats from the UK coming to live in Spain often have investments such as ISA’s, Tessa’s, PEP’s or some form of National Savings. Whilst living in the UK these investments offered excellent tax efficiency helping towards the growth of their..

How automatic exchange of information and the Modelo 720 could effect you. Blacktower Financial Management Many people who have move to Spain and have kept assets in the UK must declare their overseas assets each year by 31 st March for the previous year date ending 31 st December. There are 3 categories: Cash, Investments and Property. If the value of the overseas..

What is Pension Freedom? by Keith Littlewood DipPFS Blacktower Financial Management (International) Ltd For almost 30 years now I have worked in the pension’s industry. I started out helping people save and plan for their retirement into schemes that had certain rules and legislations and barriers to how benefits could be taken. Quite often clients..

Understanding the Funeral Process in Spain will help to avoid stress at a difficult time In Spain, it is the norm to plan ahead for your funeral. It’s all part of making things easier for the family and loved ones. The cost of a funeral in Spain continues to rise and most Spanish families take out some kind of funeral plan to.. 26/02/2016

Liberty Seguros agent for all your House Motor and general Insurance needs in the Camposol and Murcia Region Liberty Seguros agent for household, motor and general insurance policies, Costa Cálida Harriett is a fully bilingual local Liberty Seguros agent and assists clients through every step of the insurance process, dealing with all aspects..

Importance of the Certificate of Habitation Certificate of Habitation Licencia de Primera Ocupación. Every new property in Spain must be issued with a first occupancy certificate or Licencia de Primera Ocupación. This certificate demonstrates that the property developer has fulfilled..

Be warned, International Fraudsters take advantage of Spanish bank clearing times Fraudsters take advantage of ambiguity in bank statements Readers have contacted us to issue a warning with allegations of scams being perpetrated by fraudsters using the slowness of the cheque clearing system to extort cash from unwary expats. If.. 01/03/2013

Obtaining planning permission for any works on your property is now more important than ever LOTUP, Ley de ordenación del territorio, urbanismo y paisaje (urban and landscape planning and zoning law) This article contains a lot of very sensible and practical advice for anyone in Spain relating to any alterations made to property mentions.. 15/02/2013

Failure to pay imputed income tax on properties can result in bank embargoes The deadline of 31st December is approaching for those who have to pay imputed income tax. Embargoes by the Tax Authority People often react with indignation when they find out they are not the only ones who can legitimately take money out of.. 29/11/2012

Holidays for Murcia and the rest of Spain in 2018 13 “red days” in Murcia in 2018, plus two extra in each municipality The list of public holidays in Spain for 2018 has been published this week in the Official State Bulletin, confirming that the Three Kings fiesta on 6th January will be observed.. 13/10/2017

How to register your property in Murcia as a holiday rental propertyTax authorities and the Murcia government are clamping down on undeclared rentals For many years now the tax authorities in Spain have been stepping up their efforts to clamp down on the practice of undeclared (and therefore illegal) holiday rentals.. 31/07/2017

Talk to Seguros Costa Blanca your local DKV Private Health Care Agent When it comes to health care, Seguros Costa Blanca is on a mission to bring reasonably priced private services to the English-speaking expat communities throughout the Murcia region and province of Alicante. Providing a flexible service, Eduardo.. 07/06/2016

Find peace of mind with a cost-effective and practical Avalon Funeral insurance plan In Spain, it is the norm to plan ahead for your funeral. It’s all part of making things easier for the family and loved ones. The most common way of doing so is to take out a cost-effective and practical insurance plan. However, when thinking.. 26/02/2016

Getting more from your Currency Exchange or Money transfers abroad with TORFX Foreign Currency Exchange Rates with TORFX TorFX is a leading provider of foreign exchange services, offering competitive currency exchange rates for international money transfers and an unrivalled personal service to private individuals and companies..

Beware bogus emails from the Tax office The Hacienda will never contact residents in this fashion. Bin them Beware the bogus websites Occasionally, someone will contact us concerned about an email they have received directly from the Spanish Tax Authority (Agencia Tributaria). Or so it.. 13/03/2013

Be informed, property tax is calculated on the book value of property, not mid crisis prices The taxman does not understand the concept of bargain homes This is a very interesting aspect of the economic crisis and the decline in house price values, which is leaving bargain buyers with a nasty shock. The sale price of a home is one thing.. 26/02/2013

Be aware of changes to the law when making large cash transactions in Spain Cash limits on transactions Changes in the law continue to come thick and fast in an attempt to generate revenue. One of the most recently implemented measures as part of the Anti-Fraud laws is the cap on cash payments. At first glance, this can seem.. 18/01/2013

Your queries: What is the difference between fiscal and civil residency? What constitutes a Spanish resident, and should I pay my taxes here or in the UK? Many expats who own property here divide their time between the UK and Spain. During the boom years in Spain, there was very little genuine concern over how many expats.. 20/11/2012

Live Articles : 18

For more articles select a Page or Next.

Surviving Spain, Documentation, Consulate, Bureaucracy

Understanding the Funeral Process..

In Spain, it is the norm to plan ahead for your funeral.andnbsp;Itandrsquo;s all part of making things easier for the family and..

Changing to a Spanish driving licence: the law as it stands

Do foreign residents in Spain need to take out a Spanish driving licence? This question is one which has been asked many..

Applying for new or replacement passports as a British national..

Changes to the system for Spanish-based expats came into effect on 13th May 2013 Changes to the procedures for obtaining..

Europe Direct Information Centres in Spain

These European Commission Centres exist to help EU citizens find practical information and advice on exercising their rights..

Surviving Spain, Money, Legal and Financial matters

Investing and Tax efficiency in..

Expats from the UK coming to live in Spain often have investments such as ISAandrsquo;s, Tessaandrsquo;s, PEPandrsquo;s or some..

Holidays for Murcia and the rest of Spain in 2018

13 andldquo;red daysandrdquo; in Murcia in 2018, plus two extra in each municipality The list of public holidays in Spain for..

How automatic exchange of information and the Modelo 720 could..

Many people who have move to Spain and have kept assets in the UK must declare their overseas assets each year by 31 st March..

How to register your property in Murcia as a holiday rental..

Tax authorities and the Murcia government are clamping down on undeclared rentals For many years now the tax authorities..

Surviving Spain, Pets and Vets

Pet Lovers English-speaking veterinary..

Professional and friendly veterinary services and grooming in the heart of Costa Candaacute;lida golf country Owning a..

Rabies: dogs in Murcia must be vaccinated against this killer..

Vaccination is also highly recommended but not obligatory for cats and other pets In the UK it is now almost a century..

Maskota veterinary clinic in Fuente Alamo

Veterinary clinic, with all pet supplies and grooming parlour Located on the main Ronda Poniente road which skirts the..

Arista Kats Cattery comfortable cat accommodation Mar Menor..

Cattery and Cat Accommodation La Puebla Mar Menor Murcia A clean and spaciousandnbsp;purpose-builtandnbsp;family-run cattery..

Murcia Lifestyle, Health, Beauty and wellbeing

Aesthetic Medicine: A Booming..

Aesthetic Medicine comprises all medical procedures that are aimed at improving the physical appearance and satisfaction of the..

English speaking dentist in San Pedro del Pinatar Murcia

Dentists in the Mar Menor area, English speaking LG Dental Avenida de las Salinas, 49 (Opposite the new Ambulatorio..

Non/surgical facelifts, cosmetic dentistry, botox, cosmetic..

Dentalandnbsp;treatment (both conventional and cosmetic), hair transplants,andnbsp;andnbsp; ear nose and throatandnbsp;treatment (including..

April special offers at the Archena Balneario

Treat yourself to great savings on spa packages, beauty and therapeutic treatments, and short breaks Call 968 688022..

Useful miscellaneous info

A new law could introduce fines..

Happy hours could be made illegal in Spain under the terms of a new Alcohol Law Details were published this Wednesday..

R1 Plumbing and Heating, reliable and affordable service throughout..

Contact Richard at R1 for all your plumbing and heating requirements in the Costa Candaacute;lida and Costa Blanca With over..

National, regional and local holidays in the Region of Murcia..

13 andldquo;red daysandrdquo; in Murcia in 2018, plus two extra in each municipality The list of public holidays in the..

High speed internet and UK TV solutions from Telitec in Camposol..

300Mb Fibre Optic internet, Wireless internet, UK TV, landline and mobile phone packages at great prices. Telitec are..

Murcia Lifestyle, Pools landscaping outdoor living

Naura Garden Centre in Mazarro..

The Costa Calida climate makes eating outdoors an option throughout the year! One of the great pleasures of living..

SAYMI Pool Construction, Pool Cleaning, Pool Repairs, Pool Maintenance..

SAYMI Pool servicesandnbsp; -( Piscinas SAandamp;MI ) have extensive knowledge and experience in the swimming pool and construction..

Acrisal SM Glass curtains and enclosures

Glass Curtains and Enclosures, Mar Menor, Vega Baja, Cartagena Campo Enjoy your terrace and the outdoor lifestyle, even..

Luxury outdoor furniture from Al Fresco Furniture Spain

Supplying Murcia and the Costa Candaacute;lida with outdoor sofas, dining sets, daybeds and sun loungers The web based..

Surviving Spain, Translation and Learning Spanish

Vivien Stuart Spanish language..

Small groups and one-to-one classes from an experienced language professional. Vivien Stuart offers English and Spanish..

Gardening in Murcia, Red Palm Weevil, Picudo Rojo

Red Palm Weevil/Picudo Rojo, information..

Picudo Rojo, article overview 2010-12-08 To search the many articles written about this topic, go to the home page..

Red Palm Weevil/ Picudo Rojo, Legal Disposal methods for infected..

2009-12-13 Trees with Red Palm Weevil/ Picudo Rojo do not have to be removed. It is possible to treat even a heavily..

The Red Palm Weevil in Murcia, Spain, important information..

The Red Palm Weevil in Murcia andnbsp;Picudo Rojo is a widespread menace in southern spain. So how do you know if a tree..

Gardening in Murcia, Propagating plants and plantcare

Aloe Saponaria, superb ground..

Essential plants for dry Spanish gardening, Aloe Saponaria, one of a gardeners best friends There is no point fighting..

Oleanders, how to propagate and important information about..

Gardening in Spain, Oleanders are extremely easy to propagate and very useful in a dry garden Oleanders are one of the..

Propagating lavender and enjoying one of the best dry landscaping..

Gardening in Murcia, how to propagate lavender Lavender is one of the most important staples of Mediterranean gardening..

Propagating Ice plants, one of the easiest and best plants for..

Gardening in Spain,andnbsp;Propagating Ice plants, a gardeners best friend. Were calling a whole selection of plants by..

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