Surviving Spain, Money, Legal and Financial matters

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What is Pension Freedom? by Keith Littlewood DipPFS Blacktower Financial Management (International) Ltd For almost 30 years now I have worked in the pension’s industry. I started out helping people save and plan for their retirement into schemes that..

Making your Spanish life easier, Kleeneze comes to Spain. Build the lifestyle you deserve – work from Spain and around the hours that suit you, as an independent Kleeneze distributor. Clearing debts and bills..

Talk to Seguros Costa Blanca your local DKV Private Health Care Agent When it comes to health care, Seguros Costa Blanca is on a mission to bring reasonably priced private services to the English-speaking expat communities.. 07/06/2016

Understanding the Funeral Process in Spain will help to avoid stress at a difficult time In Spain, it is the norm to plan ahead for your funeral. It’s all part of making things easier for the family and loved ones. The cost of.. 26/02/2016

Find peace of mind with a cost-effective and practical Avalon Funeral insurance plan In Spain, it is the norm to plan ahead for your funeral. It’s all part of making things easier for the family and loved ones. The most common.. 26/02/2016

Liberty Seguros agent for all your House Motor and general Insurance needs in the Camposol and Murcia Region Liberty Seguros agent for household, motor and general insurance policies, Costa Cálida Harriett is a fully bilingual local Liberty Seguros..

Getting more from your Currency Exchange or Money transfers abroad with TORFX Foreign Currency Exchange Rates with TORFX TorFX is a leading provider of foreign exchange services, offering competitive currency exchange rates for international..

Importance of the Certificate of Habitation Certificate of Habitation Licencia de Primera Ocupación. Every new property in Spain must be issued with a first occupancy certificate or Licencia..

Beware bogus emails from the Tax office The Hacienda will never contact residents in this fashion. Bin them Beware the bogus websites Occasionally, someone will contact us concerned about.. 13/03/2013

Be warned, International Fraudsters take advantage of Spanish bank clearing times Fraudsters take advantage of ambiguity in bank statements Readers have contacted us to issue a warning with allegations of scams being perpetrated by.. 01/03/2013

Be informed, property tax is calculated on the book value of property, not mid crisis prices The taxman does not understand the concept of bargain homes This is a very interesting aspect of the economic crisis and the decline in house price.. 26/02/2013

Obtaining planning permission for any works on your property is now more important than ever LOTUP, Ley de ordenación del territorio, urbanismo y paisaje (urban and landscape planning and zoning law) This article contains a lot of very.. 15/02/2013

Be aware of changes to the law when making large cash transactions in Spain Cash limits on transactions Changes in the law continue to come thick and fast in an attempt to generate revenue. One of the most recently implemented.. 18/01/2013

Failure to pay imputed income tax on properties can result in bank embargoes The deadline of 31st December is approaching for those who have to pay imputed income tax. Embargoes by the Tax Authority People often react with.. 29/11/2012

Your queries: What is the difference between fiscal and civil residency? What constitutes a Spanish resident, and should I pay my taxes here or in the UK? Many expats who own property here divide their time between the UK.. 20/11/2012

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Surviving Spain, Documentation, Consulate, Bureaucracy