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SURVIVING SPAIN, DOCUMENTATION, CONSULATE, BUREAUCRACY

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Changing UK driving licences to Spanish as Brexit loomsThose who are resident in Spain MUST change their licences As the Brexit date of 31st January 2020 comes ever nearer there is still a good deal of uncertainty among some expats concerning what the status of UK driver’s licences will be following.. 17/01/2020

Top tips from Blacktower Financial management - pension drawdown for expats Seek professional advice before engaging in a SIPP and drawdown pension strategy For all but the highest net worth individuals, a pension pot will be the most valuable retirement asset in long-term financial planning, but despite this, many retirement..

EU Property Solutions 2019 success stories helping homeowners in negative equity in the Costa Cálida EU Property Solutions continue to help expat property owners in negative equity throughout Spain As 2020 begins EU Property Solutions continue offer help to British property owners in Murcia who find themselves in negative equity or experiencing.. 09/01/2020

Contact EU Property Solutions rather than risking your financial future with Spanish property debt Experienced intermediaries in protecting your interests when faced with overseas property debt A frequently asked question at EU Property Solutions is whether an overseas property debt issue could affect your ability to buy property in the United Kingdom..

Contact EU Property Solutions to solve increasing mortgage debt in Spain From mortgage settlements to IBI tax arrears EU Property Solutions will help you find a solution EU Property Solutions assist people who have significant mortgage arrears and/or missed community fee payments on a daily basis. Many borrowers who have..

Blacktower offer advice on investment management and the future of your ISA abroad Becoming an expat means that you could lose the benefits of holding ISAs When you become an expat there are certain investments and financial products which, although beneficial when you were a UK resident, are either no longer possible to hold or no..

MRM Virtual Associate helping businesses operate efficiently in the Region of Murcia Outsource admin tasks to a trilingual associate and free up time to manage your business Michelle at MRM Virtual Associate has worked for over 20 years in office administration and now, backed by an exceptional team, is able to bring her experience as..

The process of finding a way out of foreign property debt with EU Property SolutionsA 6-step pathway to solving negative equity and other foreign property debt in Spain Over the years the team at EU Property Solutions have built a wealth of experience, learning that every case they deal with differs as each client has different circumstances.. 01/10/2019

Negative equity solutions for property owners in Spain from EU Property SolutionsSeek professional help in finding away out of crippling mortgage debt Do you ever find yourself wondering what exactly “negative equity” is, and what it means for your home in Spain? If so, you are not alone: at EU Property Solutions we.. 23/09/2019

Check you are on the Padrón and that you have renewed within the last 5 years as no-deal Brexit looks increasingly likely Padrón and voting rights for UK nationals will change significantly with Brexit This week developments in the UK could indicate that the country is heading for a no-deal Brexit, in which case all of us living and working in Spain will find.. 30/08/2019

A complete range of architecture and interior design services from house extensions to bespoke beachfront villas, A&B Architects A&B Architects, Albasini y Berkhout Arquitectura in the Region of Murcia and the Costa Cálida Albasini y Berkhout Arquitectura is a multilingual and multi-faceted firm of architecture and interior design based in the city of Murcia and offering..

Understanding the Funeral Process in Spain In Spain, it is the norm to plan ahead for your funeral. It’s all part of making things easier for the family and loved ones. The cost of a funeral in Spain continues to rise and most Spanish families take out some kind of funeral plan to cover..

Applying for new or replacement passports as a British national living in Spain Changes to the system for Spanish-based expats came into effect on 13th May 2013 Changes to the procedures for obtaining new or replacement passports. British nationals living here in Spain should be aware that the procedures for applying for new or..

Europe Direct Information Centres in Spain These European Commission Centres exist to help EU citizens find practical information and advice on exercising their rights in the European Union Today, Viviane Reding, Vice-President of the European Commission presented the next phase of development.. 18/03/2013

Be informed, property tax is calculated on the book value of property, not mid crisis prices The taxman does not understand the concept of bargain homes This is a very interesting aspect of the economic crisis and the decline in house price values, which is leaving bargain buyers with a nasty shock. The sale price of a home is one thing.. 26/02/2013

Uninsured Brits face massive medical bills if things go wrong in Spain Over-55s risk huge medical bills by failing to take out comprehensive holiday insurance The British Embassy have issued a statement asking all of those who have friends or family visiting to make sure they take out adequate travel insurance before.. 13/02/2013

Spanish gas scams: the facts Gas inspectors, is this a scam? A local reader asked us to verify if the company who charged her elderly mother 140 euros for changing the gas fittings on her cooker and boiler was legitimate or if she had been ripped off by unscrupulous.. 12/12/2012

Failure to pay imputed income tax on properties can result in bank embargoes The deadline of 31st December is approaching for those who have to pay imputed income tax. Embargoes by the Tax Authority People often react with indignation when they find out they are not the only ones who can legitimately take money out of.. 29/11/2012

Your queries: What is the difference between fiscal and civil residency? What constitutes a Spanish resident, and should I pay my taxes here or in the UK? Many expats who own property here divide their time between the UK and Spain. During the boom years in Spain, there was very little genuine concern over how many expats.. 20/11/2012

Have you got visitors coming over from the UK this year? Nearly half of the Brits travelling to Spain don´t realise they will have to pay for medical costs if they don´t have travel insurance. If we based our figures on the quantity of people who came here last year, 6.5 million people could.. 18/07/2012

New Residency requirements for EU citizens living in Spain Important, Changes to Spanish Residency laws affect Spanish health cover arrangements. There has been a great deal of coverage given to the whole issue of medical care in Spain during the last few months, one of the biggest issues being the Spanish.. 17/07/2012

Health Provision and Insurance in Spain Healthcare in Murcia The question of whether we are entitled to receive healthcare in Spain is a complicated one, as it very much depends on the age and residency status of an individual. This attempts to clarify the system and help you..

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Surviving Spain, Documentation, Consulate, Bureaucracy