Free guided tours of the medieval city of Murcia every Saturday afternoon

Visit the remains of when Christians, Jews and Muslims lived alongside in Murcia

Free guided tours of the medieval city of Murcia every Saturday afternoon This free guided walk in the city centre of the regional capital of Murcia takes participants back to the Middle Ages, when three cultures thrived alongside each other as Jews, Muslims and Christians shared the space within the city walls.

In the heart of the city it is still possible to see remains of those walls as well as evidence of the way of life over 500 years ago - and indeed, during the 700 years during which the three cultures co-existed, as well as old Moorish palaces and agricultural establishments.

The tours are held every Saturday afternoon, starting at 17.00 at the Museo de Santa Clara on Avenida Alfonso X El Sabio.

Although the tours are free of charge prior registration is required online here, with a deadline of the Wednesday before the tour takes place. Alternatively, bookings can be made by telephone on 968 219099 or by email at turismodemurcia@aldabacongresos.com.

Booking limitations:

Only 4 people per booking
Maximum total group size 20
A minimum of 6 people must be registered for the visit to go ahead.

For more upcoming events in the Region of Murcia go to the What’s on section of Murcia Today.

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Financial Advice Issues for Expats in Spain

I have been a Qualified Financial Adviser for almost 35 years now. 25 years in the UK for major institutions such as Natwest, RBS and Royal London. I have been in Spain giving expats financial advice now for 10 years and it is quite remarkable the different approaches as well as advice that are required for an expat now living in Spain. Blacktower is a company that has specialised in providing the best solutions for its clients living outside the UK for 30 years also.

The currency issue is always high on the agenda and a discussion for the long-term future has to be taken onto account. Questions like What will happen if one partner dies? Will the other remain in Spain? What about other family members? What Inheritance tax provisions do you have in place? The list goes on and on.

BLACKTOWER Financial Management Existing portfolios and investments that were the mainstay of portfolios in the UK may now be obsolete. An example of this is quite often tax efficient products in the UK like ISA’s and previously held TESSA’s: PEP’s actually have low growth rates and provide no tax advantage to a Spanish fiscal resident.

Existing pension holdings either paid by the state or private pensions built up through working lifetimes are topics that have to be covered. Many expats have lots of small pensions from many ex employers and can be confused by the communications and administration in dealing with them. At Blacktower we specialise in advising on how to consolidate and bring all these pensions together in one place.

BLACKTOWER Financial Management Bank accounts and investments in Spain always bring up lots of questions too. Quite often the small print associated with financial products in Spain is in Spanish this can make it very difficult even if you have a good grasp of the language. Understanding Jargon in English is sometime difficult enough. I provide clear easy to understand letters and documents in English so that you fully understand any terms and conditions before making a decision.

Advice on tax efficiency is just as important and offering good returns. There are products available exclusively for Spanish expats that can provide invaluable benefits. Having a good base knowledge of the tax implications both now and in the future is an essential ingredient to making a sound decision.

BLACKTOWER Financial Management I will complete a thorough factfind, ask you the right questions, establish your individual needs, attitude to risk and capacity for loss and desired returns before providing you with a full written report of advice and my recommendations in plain English. You will then have time to read and consider all the information before contacting me with how you wish to proceed.

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The above information was correct at the time of preparation and does not constitute investment advice and you should seek advice from a professional adviser before embarking on any financial planning activity.

This communication is for information purposes only and it does not constitute advice or a recommendation. The value of investments can go up as well as down, and investors may not get back the full amount invested. The Blacktower group of companies operates across multiple jurisdictions, each authorized under its respective regulatory license. For further information, please refer to the relevant regulatory page.