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Date Published: 13/05/2025

How Compare Funerals keeps your money safe

With a funeral plan purpose trust, your funds are protected to safeguard your money until it is needed

Planning ahead for your final wishes is a deeply personal decision, and more people are choosing to do so for the peace of mind it offers. Among the most straightforward and affordable options now gaining popularity in Spain is the Direct Cremation Plan, available from just €2,250.

Compare Funerals offers this and other tailored plans to suit a wide range of preferences and needs. But an equally important consideration is how your money is protected once you’ve made that decision. Here’s how Compare Funerals ensures your funds remain safe, secure and accessible when needed.

How the trust works

At the heart of Compare Funerals’ financial security is the Compare Funerals Purpose Trust, a separate and independent legal structure created solely to safeguard clients’ funeral plan payments.

Independent and secure

The trust is legally distinct from Compare Funerals itself. This separation ensures that even in the unlikely event the company ceases trading, your money remains protected and untouched.

Managed with care

Once you make a payment, the funds are deposited directly into the trust. They cannot be accessed casually or for any other purpose than the one agreed upon, covering the cost of your funeral services.

When and how funds are released

Funds can only be released under two circumstances:

Upon death: Once a death certificate and invoice from the funeral home (‘tanatorio’ in Spanish) are submitted, the funds are paid directly to the funeral director
Upon cancellation: Should a client choose to cancel in writing, the money will be refunded (minus any applicable fees)

What happens if the business closes

Because the trust is fully independent, you don’t lose your money in the unlikely event that Compare Funerals were to close. You can either transfer your plan to another provider or request a refund to make your own arrangements.

Lasting peace of mind

The trust exists to guarantee that your money will always be available when your family needs it most. It’s a structure built for transparency, security and reassurance.

The value of a funeral plan over insurance

While both funeral insurance and prepaid funeral plans can offer peace of mind, Compare Funerals believes that a plan offers more predictability and care.

Fixed pricing: Funeral plans lock in today’s prices, protecting you from inflation and unexpected costs in the future.
Complete support: From the moment the plan is taken out, Compare Funerals manages the entire process on your behalf, organising the funeral, speaking with providers and ensuring your specific wishes are respected.
No surprises, no hidden clauses: There are no legal loopholes or small print. What’s agreed is what’s delivered, and the company prides itself on direct, human communication without automated systems.
Emotional relief for families: Perhaps most importantly, funeral plans reduce stress and responsibility for grieving family members, allowing them to focus on healing rather than logistics.

Questions to ask when comparing funeral plans

Compare Funerals encourages clients to thoroughly assess different providers. When comparing plans, consider asking:

Is IVA/VAT included in the quoted price?

Is the price fixed, or could it increase with inflation?

Are your payments placed in a secure trust?

What interest is charged if paying in instalments?

Does the plan cover you if you die elsewhere in Spain or abroad?

Is there English-speaking support at all times?

The growing popularity of the Direct Cremation Plan

One of the most cost-effective and increasingly popular options is the Direct Cremation Plan, which starts from just €2,250. It offers a simple, dignified service without ceremony, perfect for those who prefer a minimalist approach or want to leave room for a private family memorial later.

To explore whether this plan, or any other, suits your circumstances, visit the Compare Funerals website or contact the team directly. Their advisers are ready to help you select a plan that meets both your needs and your budget.

By offering transparent pricing, English-speaking support and a legally protected trust structure, Compare Funerals gives you confidence that your final wishes will be honoured, and your money will be there when it matters most.

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Sotomarket Oficina 14, 11310 Sotogrande, Cadiz

Tel: 0034 951 120 752

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Affordable, comprehensive funeral plans in Spain with Compare Funerals SL

With a team of English-speaking funeral directors across Spain, Compare Funerals guarantees a straightforward and reassuring planning process that ensures your funeral arrangements are as stress-free as possible for you and your loved ones.

Whether it's cremation or burial, humanist or religious, Compare Funerals can help you plan for the funeral you want in Spain.

Plans start from 2,250 euros with interest-free and monthly payment options available, and they can also offer a free advice service for making a Spanish will.

There is no age limit on their plans or health checks, and they are open to anyone over the age of 18. Your funds are held in a secure trust and all plans include legal documentation.

These funeral plans are also transferrable for those in Portugal, the UK and Ireland, and can be transferred to a UK provider at no additional cost if you move back from Spain to the UK.

Use the contact form above to get started with Compare Funerals today.