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LIFESTYLE, LEGAL & FINANCIAL MURCIA

Lifestyle, Legal & Financial Murcia

New, state-of-the-art campus at the International British-curriculum school ELIS Murcia in Montevida to open in September 2020 ELIS Murcia will inaugurate new facilities for Secondary and Sixth Form students Murcia grows and.. 23/01/2020Read More >

Area	Town	Subject
Expat Tips	Region of Murcia	Murcia Lifestyle..

Top tips from Blacktower Financial management - pension drawdown for expats Seek professional advice before engaging in a SIPP and drawdown pension strategy For all but the highest net worth..Read More >

Area	Town	Subject
Legal & Financial..		Banking Investment..

EU Property Solutions 2019 success stories helping homeowners in negative equity in the Costa Cálida EU Property Solutions continue to help expat property owners in negative equity throughout Spain.. 09/01/2020Read More >

Area	Town	Subject
Murcia Property..	Murcia Property	Property Services..

The risks of interest-only mortgages on Spanish property EU Property Solutions Interest-only mortgages can turn into a ticking time bomb! As many people know the boom in the Spanish property..Read More >

Area	Town	Subject
Legal & Financial..	Murcia Property	Property Services..

Contact EU Property Solutions rather than risking your financial future with Spanish property debt Experienced intermediaries in protecting your interests when faced with overseas property debt A frequently asked..Read More >

Area	Town	Subject
Legal & Financial..	Murcia Property	Murcia Property..

Ignoring mortgage debt on European property is the worst course of action Avoid debts in Spain being pursued in the UK and consult EU Property Solutions A failure to keep up with mortgage..Read More >

Area	Town	Subject
Legal & Financial..	Murcia Property	Property Services..

Contact EU Property Solutions to solve increasing mortgage debt in Spain From mortgage settlements to IBI tax arrears EU Property Solutions will help you find a solution EU Property Solutions..Read More >

Area	Town	Subject
Murcia Property..	Murcia Property	Property Services..

EU Property Solutions offer assistance in Spanish mortgage foreclosures and property repossessions Don’t fall into the trap of thinking a Spanish bank won’t track down your UK assets! Since the start..Read More >

Area	Town	Subject
Legal & Financial..	Murcia Property	Murcia Property..

Blacktower offer advice on investment management and the future of your ISA abroad Becoming an expat means that you could lose the benefits of holding ISAs When you become an expat there are certain..Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

MRM Virtual Associate helping businesses operate efficiently in the Region of Murcia Outsource admin tasks to a trilingual associate and free up time to manage your business Michelle at MRM Virtual..Read More >

Area	Town	Subject
Legal & Financial..		Murcia Lifestyle..

The process of finding a way out of foreign property debt with EU Property SolutionsA 6-step pathway to solving negative equity and other foreign property debt in Spain Over the years the.. 01/10/2019Read More >

Area	Town	Subject
Legal & Financial..	Murcia Property	Surviving Spain..

Negative equity solutions for property owners in Spain from EU Property SolutionsSeek professional help in finding away out of crippling mortgage debt Do you ever find yourself wondering.. 23/09/2019Read More >

Area	Town	Subject
Legal & Financial..	Murcia Property	Property Services..

What’s the difference between life insurance and a funeral plan? AvalonWhen it comes to paying for your funeral in Spain, what’s the right choice for you and your family? Have you..Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

EU Property Solutions offer ways out of the negative equity trap in SpainThe belief that selling in negative equity is not an option is often a mistaken one As a result of the developments..Read More >

Area	Town	Subject
Murcia Property..	Murcia Property	Property Services..

5 Key retirement questions for people living in Spain Blacktower Financial Management5 Key retirement questions if living or moving to Spain If you live in Spain or are thinking of moving to Spain for..Read More >

Area	Town	Subject
Legal & Financial..	San Pedro del Pinatar..

EU Property Solutions help navigate a path out of property-related financial stress in Spain Solutions for negative equity, deposit returns, mortgage stress and all kinds of property debt The boom and bust..Read More >

Area	Town	Subject
Legal & Financial..	Region of Murcia	Legal and Financial..

Check you are on the Padrón and that you have renewed within the last 5 years as no-deal Brexit looks increasingly likely Padrón and voting rights for UK nationals will change significantly with Brexit This week.. 30/08/2019Read More >

Area	Town	Subject
Expat Tips	Region of Murcia	Padrón, Voting..

Enjoy the best of both worlds, live in Spain and work in the UK as a top quality live-in carer with The Good Care Group The Good Care Group are recruiting UK carers in south-east Spain, next recruitment drive is in Jávea on 12th..Read More >

Area	Town	Subject
Legal & Financial..		Local News and Community..

Find peace of mind with a cost-effective and practical Avalon Funeral insurance planIn Spain, it is the norm to plan ahead for your funeral. It’s all part of making things easier for the family and..Read More >

Area	Town	Subject
Legal & Financial..		Murcia Lifestyle..

Understanding the Funeral Process in Spain will help to avoid stress at a difficult time with AvalonIn Spain, it is the norm to plan ahead for your funeral. It’s all part of making things easier.. 26/02/2016Read More >

Area	Town	Subject
Legal & Financial..	Camposol	Murcia Lifestyle..

Do you have medical Insurance? Talk to Seguros Costa Blanca your local DKV Private Health Care Agent When it comes to health care, Seguros Costa Blanca is on a mission to bring reasonably priced private.. 30/06/2019Read More >

Area	Town	Subject
South West Murcia..	Camposol	Medical Matters

MAM Solicitors for multilingual legal services in the Mar Menor area and the Costa Cálida Highly professional legal services and advice in the Region of Murcia with the emphasis on building personal trust..Read More >

Area	Town	Subject
Legal & Financial..	San Javier	Legal and Financial..

London court ruling underlines the need for expats to seek expert financial planning advice. Blacktower FM Full and frank disclosure of cross-border assets may be demanded by HM Revenue & Customs Expat tax ruling..Read More >

Area	Town	Subject
Legal & Financial..		Banking Investment..

A complete range of architecture and interior design services from house extensions to bespoke beachfront villas, A&B Architects A&B Architects, Albasini y Berkhout Arquitectura in the Region of Murcia and the Costa Cálida Albasini..Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Abandon the lottery mentality to your retirement fundSpeak to your Blacktower FM financial advisor and develop a regular savings plan and retirement strategy.. 16/05/2019Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Most common investment mistakes part 2 Blacktower Financial Management (International)I have been in the business of helping people with their investments for 30 years now and time and time again I get people..Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Are you considering transferring your pension to Spain A pension transfer is not for everyone and there will be many factors to weigh up before making the decision.. 15/02/2019Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Liberty Seguros agent for all your House, Motor, Medical and general Insurance needs in the Camposol and Murcia RegionLiberty Seguros agent for household, motor and general insurance policies, Now offering Health and Funeral Plans for Costa..Read More >

Area	Town	Subject
Legal & Financial..	Camposol	Surviving Spain..

Spain Axes Expat Mortgage Tax by BlacktowerSpanish property ownership is a fairly common part of many expat wealth management strategies. However.. 18/01/2019Read More >

Area	Town	Subject
Legal & Financial..	San Pedro del Pinatar..	Surviving Spain..

What products and rates available for Expats to acheive best income on investments.Best Income for Expats - Update Blacktower Financial Management (International) Limited Here is a brief resume of what..Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Investing and Tax efficiency in Spain. Blacktower Financial Management Expats from the UK coming to live in Spain often have investments such as ISA’s, Tessa’s, PEP’s or..Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

How automatic exchange of information and the Modelo 720 could effect you. Blacktower Financial Management Many people who have move to Spain and have kept assets in the UK must declare their overseas assets each year by 31 st..Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

How to register your property in Murcia as a holiday rental propertyTax authorities and the Murcia government are clamping down on undeclared rentals For many years now.. 31/07/2017Read More >

Area	Town	Subject
Legal & Financial..	Murcia Property	Property legislation..

What is Pension Freedom? by Keith Littlewood DipPFS Blacktower Financial Management (International) Ltd For almost 30 years now I have worked in the pension’s industry. I started out helping people save and plan..Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Spanish law, driving with children in Spain Seatbelt law, child restraints,whilst driving in Spain When booking a rental car it is vital to make.. 14/07/2013Read More >

Area	Town	Subject
Legal & Financial..		Motoring

Applying for new or replacement passports as a British national living in Spain Changes to the system for Spanish-based expats came into effect on 13th May 2013 Changes to the procedures for obtaining..Read More >

Area	Town	Subject
Legal & Financial..		Documentation and..

Importance of the Certificate of Habitation Certificate of Habitation Licencia de Primera Ocupación. Every new property in Spain must be issued with..Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Europe Direct Information Centres in Spain These European Commission Centres exist to help EU citizens find practical information and advice on exercising.. 18/03/2013Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Beware bogus emails from the Tax office The Hacienda will never contact residents in this fashion. Bin them Beware the bogus websites Occasionally.. 13/03/2013Read More >

Area	Town	Subject
Legal & Financial..		Region of Murcia..

Be warned, International Fraudsters take advantage of Spanish bank clearing times Fraudsters take advantage of ambiguity in bank statements Readers have contacted us to issue a warning.. 01/03/2013Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Be informed, property tax is calculated on the book value of property, not mid crisis prices The taxman does not understand the concept of bargain homes This is a very interesting aspect of the.. 26/02/2013Read More >

Area	Town	Subject
Legal & Financial..	Murcia Property	Spanish Property..

Obtaining planning permission for any works on your property is now more important than ever LOTUP, Ley de ordenación del territorio, urbanismo y paisaje (urban and landscape planning and zoning.. 15/02/2013Read More >

Area	Town	Subject
Legal & Financial..	Murcia Property	Spanish Property..

Uninsured Brits face massive medical bills if things go wrong in Spain Over-55s risk huge medical bills by failing to take out comprehensive holiday insurance The British.. 13/02/2013Read More >

Area	Town	Subject
Legal & Financial..		Medical Matters

Be aware of changes to the law when making large cash transactions in Spain Cash limits on transactions Changes in the law continue to come thick and fast in an attempt to generate.. 18/01/2013Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Your queries: what is the law regarding transportation of gas bottles? It is completely illegal to put gas bottles on the back seat of the car. No matter how many hours.. 07/12/2012Read More >

Area	Town	Subject
Legal & Financial..		Useful miscellaneous..

Spanish gas scams: the facts Gas inspectors, is this a scam? A local reader asked us to verify if the company who charged.. 12/12/2012Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Failure to pay imputed income tax on properties can result in bank embargoes The deadline of 31st December is approaching for those who have to pay imputed income tax. Embargoes.. 29/11/2012Read More >

Area	Town	Subject
Legal & Financial..		Region of Murcia..

Your queries: What is the difference between fiscal and civil residency? What constitutes a Spanish resident, and should I pay my taxes here or in the UK? Many expats who.. 20/11/2012Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Have you got visitors coming over from the UK this year? Nearly half of the Brits travelling to Spain don´t realise they will have to pay for medical costs.. 18/07/2012Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

New Residency requirements for EU citizens living in Spain Important, Changes to Spanish Residency laws affect Spanish health cover arrangements. There has been.. 17/07/2012Read More >

Area	Town	Subject
Legal & Financial..		Surviving Spain..

Registering on the PadrónRegion of Murcia, Registering on the Padrón What is the padrón? Empadronamiento (or Padró..Read More >

Area	Town	Subject
Legal & Financial..	Bullas	Padrón, Voting..

Health Provision and Insurance in Spain Healthcare in Murcia The question of whether we are entitled to receive healthcare in Spain is a complicated..Read More >